Virginia Peninsula Chapter MOAA
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Virginia Peninsula Chapter MOAA

Virginia Peninsula Chapter MOAA
Virginia Peninsula Chapter MOAA Virginia Peninsula Chapter MOAA
Virginia Peninsula Chapter MOAA
 
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Checklist for Surviving Spouses

10 Steps to Help Protect a Spouse - Leslie Milk, AARP Bulletin, October 3, 2018  
 
Couples can ease the burden on tomorrow’s survivor by discussing key financial matters today. Here are steps to get your affairs in order.
1. Gather financial papers. Store deeds, passports, insurance policies, estate documents and the latest statements from financial accounts in a fireproof box at home, where survivors can easily find them.
2. Make a “must call” list. Compile contact information for your accountant, lawyer, and other financial professionals who need to be contacted when a spouse dies.
3. Share passwords. Keep a master list of all usernames and passwords so your spouse can still have access after your death.
4. Update beneficiaries. Make sure beneficiary designations for your pension, 401(k), IRA, brokerage accounts and life insurance proceeds still reflect your wishes.
5. Check credit cards. Make sure your name is on the credit card account. In most states, when your spouse dies, you won’t be responsible for any debt on a card that is not in your name. But you also won’t be able to use it and will have to reapply for credit in your own name.
6. Set up advance directives. You both will need health care powers of attorney to designate the person you want to make medical decisions on your behalf if you are incapacitated.  You will also need a living will that spells out what measures you want the doctor to take to prolong your life.
7. Designate a money person. Each of you will need a financial power of attorney so you can name a trusted person to make money decisions for you if you are unable to do so.
8. Review wills and trusts. Do this every few years or when there is a significant change in your life, such as a sizable increase or decrease in your finances. If you don’t have a will, get one.
9. Discuss funeral plans. This can save thousands of dollars by letting the surviving spouse, who may need the money, know that it is ok not to choose the most expensive funeral.
10. Learn how bills are paid. Keep a list of how bills are paid so the survivor doesn’t miss a payment or overdraw an account.
 
 
Virginia Peninsula Chapter MOAA
Virginia Peninsula Chapter MOAA

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SQLSTATE   42000
DATASOURCE   moaa_vip1
VENDORERRORCODE   1064
SQL    SELECT * FROM pagesub3 where pagesub2id =
Resources:

Browser   Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)
Remote Address   3.139.97.157
Referrer  
Date/Time   19-Apr-24 11:24 AM
Stack Trace
at cftemplate_subpage32ecfm776916845.runPage(C:/home/vipmoaa.org/wwwroot/template_subpage3.cfm:31) at cfpagesub22ecfm104495601._factor13(C:/home/vipmoaa.org/wwwroot/pagesub2.cfm:806) at cfpagesub22ecfm104495601.runPage(C:/home/vipmoaa.org/wwwroot/pagesub2.cfm:1) at cftemplate_subpage32ecfm776916845.runPage(C:/home/vipmoaa.org/wwwroot/template_subpage3.cfm:31) at cfpagesub22ecfm104495601._factor13(C:/home/vipmoaa.org/wwwroot/pagesub2.cfm:806) at cfpagesub22ecfm104495601.runPage(C:/home/vipmoaa.org/wwwroot/pagesub2.cfm:1)

com.mysql.jdbc.exceptions.jdbc4.MySQLSyntaxErrorException: You have an error in your SQL syntax; check the manual that corresponds to your MySQL server version for the right syntax to use near '' at line 4
	at jdk.internal.reflect.GeneratedConstructorAccessor133692.newInstance(Unknown Source)
	at java.base/jdk.internal.reflect.DelegatingConstructorAccessorImpl.newInstance(DelegatingConstructorAccessorImpl.java:45)
	at java.base/java.lang.reflect.Constructor.newInstance(Constructor.java:490)
	at com.mysql.jdbc.Util.handleNewInstance(Util.java:404)
	at com.mysql.jdbc.Util.getInstance(Util.java:387)
	at com.mysql.jdbc.SQLError.createSQLException(SQLError.java:939)
	at com.mysql.jdbc.MysqlIO.checkErrorPacket(MysqlIO.java:3878)
	at com.mysql.jdbc.MysqlIO.checkErrorPacket(MysqlIO.java:3814)
	at com.mysql.jdbc.MysqlIO.sendCommand(MysqlIO.java:2478)
	at com.mysql.jdbc.MysqlIO.sqlQueryDirect(MysqlIO.java:2625)
	at com.mysql.jdbc.ConnectionImpl.execSQL(ConnectionImpl.java:2547)
	at com.mysql.jdbc.ConnectionImpl.execSQL(ConnectionImpl.java:2505)
	at com.mysql.jdbc.StatementImpl.executeInternal(StatementImpl.java:840)
	at com.mysql.jdbc.StatementImpl.execute(StatementImpl.java:928)
	at coldfusion.server.j2ee.sql.JRunStatement.execute(JRunStatement.java:359)
	at coldfusion.sql.Executive.executeQuery(Executive.java:1567)
	at coldfusion.sql.Executive.executeQuery(Executive.java:1317)
	at coldfusion.sql.Executive.executeQuery(Executive.java:1247)
	at coldfusion.sql.SqlImpl.execute(SqlImpl.java:427)
	at coldfusion.tagext.sql.QueryTag.executeQuery(QueryTag.java:1211)
	at coldfusion.tagext.sql.QueryTag.startQueryExecution(QueryTag.java:841)
	at coldfusion.tagext.sql.QueryTag.doEndTag(QueryTag.java:794)
	at cftemplate_subpage32ecfm776916845.runPage(C:\home\vipmoaa.org\wwwroot\template_subpage3.cfm:31)
	at coldfusion.runtime.CfJspPage.invoke(CfJspPage.java:262)
	at coldfusion.tagext.lang.IncludeTag.handlePageInvoke(IncludeTag.java:735)
	at coldfusion.tagext.lang.IncludeTag.doStartTag(IncludeTag.java:565)
	at coldfusion.runtime.CfJspPage._emptyTcfTag(CfJspPage.java:4329)
	at cfpagesub22ecfm104495601._factor13(C:\home\vipmoaa.org\wwwroot\pagesub2.cfm:806)
	at cfpagesub22ecfm104495601.runPage(C:\home\vipmoaa.org\wwwroot\pagesub2.cfm:1)
	at coldfusion.runtime.CfJspPage.invoke(CfJspPage.java:262)
	at coldfusion.tagext.lang.IncludeTag.handlePageInvoke(IncludeTag.java:735)
	at coldfusion.tagext.lang.IncludeTag.doStartTag(IncludeTag.java:565)
	at coldfusion.filter.CfincludeFilter.invoke(CfincludeFilter.java:65)
	at coldfusion.filter.ApplicationFilter.invoke(ApplicationFilter.java:595)
	at coldfusion.filter.RequestMonitorFilter.invoke(RequestMonitorFilter.java:43)
	at coldfusion.filter.MonitoringFilter.invoke(MonitoringFilter.java:40)
	at coldfusion.filter.PathFilter.invoke(PathFilter.java:162)
	at coldfusion.filter.IpFilter.invoke(IpFilter.java:45)
	at coldfusion.filter.ExceptionFilter.invoke(ExceptionFilter.java:96)
	at coldfusion.filter.BrowserDebugFilter.invoke(BrowserDebugFilter.java:78)
	at coldfusion.filter.ClientScopePersistenceFilter.invoke(ClientScopePersistenceFilter.java:28)
	at coldfusion.filter.BrowserFilter.invoke(BrowserFilter.java:38)
	at coldfusion.filter.NoCacheFilter.invoke(NoCacheFilter.java:60)
	at coldfusion.filter.GlobalsFilter.invoke(GlobalsFilter.java:38)
	at coldfusion.filter.DatasourceFilter.invoke(DatasourceFilter.java:22)
	at coldfusion.filter.CachingFilter.invoke(CachingFilter.java:62)
	at coldfusion.CfmServlet.service(CfmServlet.java:226)
	at coldfusion.bootstrap.BootstrapServlet.service(BootstrapServlet.java:311)
	at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:227)
	at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162)
	at coldfusion.monitor.event.MonitoringServletFilter.doFilter(MonitoringServletFilter.java:46)
	at coldfusion.bootstrap.BootstrapFilter.doFilter(BootstrapFilter.java:47)
	at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:189)
	at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162)
	at org.apache.tomcat.websocket.server.WsFilter.doFilter(WsFilter.java:53)
	at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:189)
	at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162)
	at org.apache.catalina.core.StandardWrapperValve.invoke(StandardWrapperValve.java:197)
	at org.apache.catalina.core.StandardContextValve.invoke(StandardContextValve.java:97)
	at org.apache.catalina.authenticator.AuthenticatorBase.invoke(AuthenticatorBase.java:541)
	at org.apache.catalina.core.StandardHostValve.invoke(StandardHostValve.java:135)
	at org.apache.catalina.valves.ErrorReportValve.invoke(ErrorReportValve.java:92)
	at org.apache.catalina.core.StandardEngineValve.invoke(StandardEngineValve.java:78)
	at org.apache.catalina.connector.CoyoteAdapter.service(CoyoteAdapter.java:377)
	at org.apache.coyote.ajp.AjpProcessor.service(AjpProcessor.java:463)
	at org.apache.coyote.AbstractProcessorLight.process(AbstractProcessorLight.java:65)
	at org.apache.coyote.AbstractProtocol$ConnectionHandler.process(AbstractProtocol.java:889)
	at org.apache.tomcat.util.net.NioEndpoint$SocketProcessor.doRun(NioEndpoint.java:1743)
	at org.apache.tomcat.util.net.SocketProcessorBase.run(SocketProcessorBase.java:49)
	at org.apache.tomcat.util.threads.ThreadPoolExecutor.runWorker(ThreadPoolExecutor.java:1191)
	at org.apache.tomcat.util.threads.ThreadPoolExecutor$Worker.run(ThreadPoolExecutor.java:659)
	at org.apache.tomcat.util.threads.TaskThread$WrappingRunnable.run(TaskThread.java:61)
	at java.base/java.lang.Thread.run(Thread.java:834)